What is the Insurance Merry-Go-Round? ™

Are you looking for automobile insurance in Cincinnati?  You have come to the right place.  Pathway Insurance is one of the most advanced independent insurance agencies in Cincinnati.

Call us at 513-662-7000, or you can request an online Cincinnati car insurance quote by clicking here.

How to Avoid Taking a Ride on The Insurance Merry-Go-Round™.

When individuals or families are looking for automobile insurance in Cincinnati they may be induced to call a certain company based on a catchy advertisement they see on television. 

Insurance advertising is big business for ad firms, and insurance companies spend billions each year on their tailor made insurance advertisements to make their phones ring with potential new clients eager to save money on their insurance.

Here is a question you may want to consider when shopping for car insurance:

How long will the premiums remain this low?

The real truth about insurance is that insurance premiums never stay the same with any company.

No matter if you are shopping for insurance in Florida or you want auto insurance in Columbus Ohio you may obtain a good rate for a while, but over time that rate will increase.

The Insurance Merry-Go-Round? ™ is a pricing model used by every insurance company.

Let’s Review An Example Of The Insurance Merry-Go-Round™. 

Act 1 Scene 1: Your 21 year old son causes an at fault accident and 6 months later you receive a $700 rate increase on your car insurance and you decide to call a certain insurance company after watching a television commercial.

This company happens to be, The ABC Insurance Company, and they advertise extensively on television and you decide to give them a call.

Their television advertisement proved to be true as they are able to offer you a price $200 less than your current insurance company so you decide to take advantage of that $200 car insurance savings from The ABC Insurance Company and switch your insurance.

Act 2 Scene 1: Eighteen months later you get a new insurance bill from The ABC insurance Company and you notice that your rate has increased $247, so you decide to call your former company, The XYZ Insurance Company.

The XYZ Insurance Company congratulates you because you now qualify for a new insurance program that will save you $412, so you switch back to your former company.

Act 3 Scene 1:  You open your new bill after only six months of returning to The XYZ Insurance Company and you notice that they did it to you again and they raised your car insurance premiums by $217.

Because things are tight financially after your wife lost her job due to corporate downsizing, you decide to call a different company called, The Online Insurance Group. 

The Online Insurance Group claims they keep prices low by only selling insurance over the Internet. The Online Insurance Group finds you an even better deal and they save you $167 compared to what The XYZ Insurance Company was about to charge you in their latest bill.  You switch.

Act 4 Scene 1:  12 months later The Online Insurance Group increases your price by $419 citing increase claims for the reason for the rate increase and you decide to call a fourth company.

Round and round you go and where it stops no one knows, hence The Insurance Merry-Go-Round! ™

How Can You Keep Your Premiums Low for Life?

Purchase your insurance from an independent agency like Pathway Insurance! 

We represent more than 20 different insurance carriers so when you receive a rate increase we can shop among the carriers we represent.

Call 513-662-7000 to speak with one of our licensed agents today!

Tags: Automobile insurance in Cincinnati, Cheap car insurance in Cincinnati, Cincinnati car insurance, Cincinnati insurance companies, Independent insurance agents in Cincinnati